Tuesday, March 20, 2012Kidnap & Ransom Insurance “Border Tensions- Executive Liability in an Age of Political Unrest” “Effectiveness of Local [foreign country] Law Enforcement in Question” “Express Kidnappings Pressure Insurance Rates” “Special Forces Deployed to Rescue Hostages” READ MORE >>
Tuesday, March 6, 2012If you are like most renters, you probably think you don't need renters insurance. The truth is that many of the daily concerns you face are no different from those confronting the average homeowner. As a renter, you are still at risk of losing your possessions to fire, burglary, theft, storms, water damage, and other unexpected perils. READ MORE >>
Tuesday, March 6, 2012Most basic homeowners insurance policies will cover damage to your house and the contents caused by falling trees and tree limbs. Most storm-caused tree damage, such as ice, hail and lightning, is covered. As long as the tree was healthy and well maintained, it doesn't matter if it was your tree or your neighbor's tree; your policy covers damage to your property. READ MORE >>
Friday, February 24, 2012Uninsured Motorists: Infographic Nearly 14% of motorists are uninsured according to an IRC study, with the percentage ranging from 4.5% in Massachusetts to 28% in Mississippi. The number will vary by State, Texas do have one of the highest rates of uninsured drivers. READ MORE >>
Sunday, February 12, 2012A new insurance commissioner has allowed State Farm to charge higher rates and deductibles in Texas. State Farm Insurance on Dec. 1 was authorized to switch many of its 1.2 million homeowner policies to a higher deductible. The Dallas Morning News reports Commissioner Elanor Kitzman, who took office in August, found no reason to reject the increases. READ MORE >>
Thursday, February 9, 2012 Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage: READ MORE >>
Wednesday, February 8, 2012 According to the recent reports by the Insurance Reports Council (IRC), the percentage of Uninsured Motorist drivers in Houston has remained stable, at 15% since 2008. The vehicle owners in Houston, Texas have got a reason to drive without an auto insurance policy. READ MORE >>
Monday, February 6, 2012Do I need a commercial auto insurance policy? As a businessowner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. READ MORE >>
Thursday, February 2, 2012Allstate Corp. reported that its profit more than doubled in the fourth quarter thanks to lower catastrophe losses and improved homeowners business. The big insurance company posted a fourth quarter net profit of $724 million compared to a fourth quarter profit of $296 million a year earlier. READ MORE >>
Wednesday, February 1, 2012A consumer group on Monday Jan 31, 2012 issued a study that alleges “disparate treatment” of low-to moderate-income families by auto insurers nationwide. The group is asking state insurance commissioners to consider lowering minimum liability coverage requirements and creating low-income purchase programs. READ MORE >>
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